## I CITI Rewards+ Card: A Detailed Analysis in a thousand words
Citi Rewards+ Card is a credit card with no annual annual annual card that offers its customers the opportunity to accumulate Thakyou® points in various shopping categories. With a flexible reward program and additional benefits, the card can be an interesting option for those looking for a versatile everyday card.
** Accumulating points Thakyou®: **
*** Supermarkets and gas stations: ** Earn 2 points per dollar spent in these categories, up to a limit of $ 6,000 per calendar year. After reaching the limit, you still accumulate 1 point per dollar spent.
*** Other purchases: ** accumulate 1 point per dollar spent on all other purchases.
*** Welcome bonus: ** Receive 20,000 points Thakyou® after making $ 1,000 in purchases in the first 3 months after account opening.
** Rescuing Thakyou® points: **
*** Travel: ** Use your points to reserve flights, hotels, car rentals and travel packages through the Citi Travel portal, with the advantage of having access to exclusive prices and promotions.
*** Products: ** Change your points for various electronic products, appliances and other items.
*** Transfer to travel partners: ** Transfer your points to airline loyalty programs and partner hotels such as American Airlines, Avianca and Hilton.
*** Donations: ** Donate its points to Citi’s partner charities.
**Additional benefits:**
*** 0% APR Intro: ** Take advantage of an introductory interest rate of 0% in purchases and balance transfers for 15 months from the opening of the account (variable 18.74% to 28.74% after the period promotional).
*** No point limit: ** There is no limit to the number of points you can accumulate with Citi Rewards+ Card.
*** Points without validity: ** Your points Thakyou® do not expire, so you can use them when you want.
*** PURCHASE PROTECTION: ** Be sure to have your purchases protected against theft or damage for up to 90 days from the date of purchase.
*** Travel insurance: ** Travel with tranquility knowing that you and your companions are protected by free travel insurance that includes coverage for personal accidents, medical care, luggage loss and more.
*** Exclusive discounts: ** Enjoy discounts at restaurants, hotels, streaming services and other partners.
** Fees and tariffs: **
*** Annuity: ** $ 0 Annual (from the second year)
*** Interest: ** 18.74% to 28.74% Variable APR
*** Foreign transaction rate: ** 3%
*** PAYMENT RATE: ** Up to $ 29.99
*** Excess limit fee: ** up to $ 29.99
**Final considerations:**
Citi Rewards+ Card is a good option for those looking for an unhealthy credit card that offers a flexible rewards program and additional benefits. The card is ideal for those who make frequent purchases in supermarkets and gas stations, as it allows to accumulate points faster in these categories.
However, it is important to keep in mind that the card has a relatively high variable interest rate, so it is essential to use it responsibly and pay the balance up to date to avoid interest collection.
**Recommendation:**
Citi Rewards+ Card can be a good choice for those looking for a versatile credit card for everyday life, as long as they use the card with responsibility and pay the balance up to date.
**Comments:**
* The information presented in this text is subject to changes. See the official CITI website for the most up -to -date information.
* This text does not constitute a Finance Council. It is important that you do your own research and analyze your needs before making any financial decision.
The Citi Rewards+® card offers several benefits to help you earn and rescue Thakyou® points to use on trips, gift cards and more. Here are some of the main benefits:
* Win 2x points Thakyou® in supermarkets and gas stations in the first $ 6,000 spending per year and then 1x point per dollar.
* All your card expenses are rounded to the next 10 -point multiple, which means you earn extra points on each purchase without limit.
* Annual Rescue Bonus: Earn 10% of your points rescued back each year (for the first 100,000 points rescued annually).
* No annual rate.
In addition, Citi Rewards+® offers some free insurance protections, such as purchase insurance and extended warranty insurance to cover your eligible items in case of damage or theft.
In short, the Citi Rewards+® card is a good option for those who want an annual card that offers everyday spending rewards such as supermarket and gasoline, and also increase your points with the rounding feature.
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