## Capital One Savorone Cash Rewards Credit Card: Advantages and Considerations in detail
Capital One Savorone Cash Rewards Credit Card is an annual credit card that offers cash rewards in various common spending categories. If you are looking for a simple, prank card and reward your everyday expenses, Savorone can be a good option. Let’s look at your pros and cons to help you decide.
### Rewards in cash
*** Main gain: ** Savorone offers 3% cashback on shopping in restaurants, entertainment, popular streaming services and grocery stores (excluding supermarkets such as Walmart and Target). This covers a wide range of essential expenses and leisure.
*** Additional Gain: ** You also receive 1% cashback in all other purchases.
*** Easy to rescue cashback: ** Capital One allows you to rescue its cashback as bill credit, current account deposit or vouchers. There is no minimum redemption limit, which is an advantage.
*** Welcome offer: ** Card offers a $ 200 welcome bonus on cash after spending $ 500 on purchases in the first 3 months of the account opening.
*** Promotion for Limited Time: ** Until November 14, 2024, you can earn 10% cashback on purchases through Uber and Uber Eats.
*** cashback in partnerships: ** Savorone offers cashback bonus in purchases made through partnership One, such as:
* 8% cashback on purchases on the Capital One Entertainment platform (event tickets, etc.).
* 5% cashback in hotels and vehicle rental companies through the capital One Travel.
### Fees and Interest
*** No annuity: ** A great advantage of Savorone is the absence of annuity, making it ideal for those looking for a card at no annual costs.
*** Interest rate: ** APR (percentage annual rate) of the card ranges from 19.99% to 29.99%, which is common for cards without annuity. It is important to always pay the bill in full to avoid high interest rates.
*** Balance transfer rate: ** There is a 3% balance transfer rate in the first year and 4% after that, which can make transfers from other costly cards.
*** Early withdrawal fee: ** Avoid cash withdrawals with the card, as there is a rate of 5% (minimum of $ 5).
Additional benefits
*** No foreign transaction fee: ** Advantage for those who travel outside the country, as there is no extra charge to use the card abroad.
*** FREE CREDIT REPORT: ** Capital One offers free access to your Credit and Experian score.
*** Fraud Protection: ** The card has security resources to help prevent fraud and protect your financial information.
### Capital One Savorone is ideal for you?
This card is a good option for:
* People looking for a credit card without annuity.
* Frequent speakers in restaurants, entertainment, streaming and grocery stores (other superstors).
* People who want easy cash rewards to rescue.
* Who wants to take advantage of punctual promotions, such as the cashback bonus at Uber and Uber Eats.
However, it is necessary to consider some points:
* APR (interest rate) is high, so it is essential to pay the bill in full to avoid debt.
* Balance transfer rate may discourage debt consolidation from other cards.
* The card does not offer extra benefits such as travel insurance or loyalty programs with airlines.
### Conclusion
Capital One Savorone Cash Rewards Credit Card is a simple and direct credit card that offers cash rewards in common spending categories. No annuity and with easy to rescue cashback, it can be a good option for your daily life.
Always remember to compare Savorone with other market cards to find the option that best suits your profile of expenses and financial needs.
## Capital One Savorone Cash Rewards Credit Card: Featured Benefits
Capital One Savorone Cash Rewards Credit Card offers a number of advantages for those looking for a rewarding, non -frills credit card. Let’s list the main benefits:
*** cash rewards: **
* Gain 3% cashback in restaurants, entertainment, popular streaming services and grocery stores (excluding superstors like Walmart and Target).
* Receive 1% cashback from all other purchases.
* Easy to redeem cashback as credit in the invoice, current account deposit or voucher. There is no minimum for ransom.
* Welcome bonus of $ 200 after spending $ 500 in the first 3 months (subject to change).
* Punctual promotions such as the current cashback bonus in Uber and Uber Eats (until 14/11/2024).
* Additional cashback in purchases with partners capital One (capital One Entertainment and Capital One Travel).
*** No annuity: ** Save, as there is no annual charge to have the card.
*** International use: ** Avoid extra rates when traveling outside the country, as there is no fare for foreign transactions.
* **Other benefits:**
* Free Credit Report via Capital One.
* Security resources for protection against fraud.
In short, Savorone is interesting for those who want:
* Gain cashback in common everyday spending.
* Avoid annuities.
* Have a simple card to use abroad.
* Take advantage of punctual promotions.