## Wells Fargo Active Cash Card Details
The Wells Fargo Active Cash Card is a cash back credit card that offers cash back rewards on every purchase. It is considered one of the best cashback cards with no annual fee on the market.
**Main features:**
* **Cashback:** Earn unlimited 2% cashback on all purchases, with no rotating categories or spending limits.
* **Welcome Bonus:** Earn a cash bonus after reaching a certain amount spent in the first few months.
* **Introductory Interest Rate:** 0% introductory APR on purchases and balance transfers for 15 months from account opening.
* **No annual fee:** There is no annual fee to use the card.
* **Visa Signature Benefits:** Includes cell phone protection, car rental reimbursement, travel insurance and more.
**Other information:**
* **Variable interest rate:** After the introductory period, the variable interest rate will be 20.24%, 25.24% or 29.99%.
* **Balance Transfers:** Balance transfers made within the first 120 days qualify for the introductory interest rate and balance transfer fee.
* **Rewards Redemption:** You can redeem your cash rewards in $25 increments to Wells Fargo bank accounts or eligible credit products.
**Who is it suitable for:**
The Wells Fargo Active Cash card is ideal for those looking for a credit card with simple and direct cashback, no annual fee and additional benefits. If you tend to spend across multiple categories and don’t want to worry about maximizing rewards in specific categories, this card could be a great option.
**Where to find more information:**
For more details and to apply for the card, you can visit the official Wells Fargo website:
* **Site in English:**
https://creditcards.wellsfargo.com/active-cash-credit-card/
* **Site in Spanish:**
https://creditcards.wellsfargo.com/es/active-cash-credit-card/
**Note:** Since you are in Brazil, it is important to check if the Wells Fargo Active Cash card is available to Brazilian residents. The information provided here is based on the card terms and conditions in the United States.
Benefits of the Wells Fargo Active Cash Card
The Wells Fargo Active Cash card offers a number of benefits that make it attractive to different types of users:
**Rewards:**
* **Unlimited Cashback:** Earn 2% cashback on all purchases, with no spending limits or rotating categories. This simplicity makes it easy to accumulate rewards without worrying about maximizing earnings in specific categories.
* **Welcome bonus:** Receive a cash bonus after reaching a certain amount spent in the first few months, an extra incentive to start using the card.
**Fees and interest:**
* **No annual fee:** There is no annual fee to use the card, making it an economical option in the long term.
* **Introductory Interest Rate:** Enjoy 0% introductory APR on purchases and balance transfers for 15 months from account opening, allowing you to make larger purchases or consolidate lower interest debt for an initial period.
**Visa Signature Benefits:**
* **Cell phone protection:** Receive reimbursement for damage or theft to your cell phone, as long as the monthly bill is paid with your card.
* **Car rental reimbursement:** Get coverage against collision damage on rented cars, eliminating the need to take out additional insurance.
* **Travel insurance:** Count on benefits such as travel accident insurance, lost luggage insurance and baggage delay.
* **Travel Assistance:** Access emergency travel services such as medical and legal assistance, locating lost luggage, and replacing travel documents.
* **Other benefits:** The card also offers services such as concierge, access to exclusive offers and discounts at luxury hotels.
**Additional Resources:**
* **Balance Transfers:** Transfer balances from other cards to Wells Fargo Active Cash and take advantage of the introductory interest rate, a great way to save on interest on existing debt.
* **Mobile App:** Manage your account, track your spending, redeem rewards and access other card features through the Wells Fargo mobile app.
* **24-hour customer service:** Count on customer support available 24/7 for any questions or issues.
**Important considerations:**
It’s important to remember that the Wells Fargo Active Cash Card is primarily available to United States residents. If you reside in Brazil, check availability and terms specific to your country. Additionally, after the introductory period, the card’s variable interest rate can be high, so it’s important to use the card responsibly and pay off the balance in full every month to avoid paying interest.